Transaction Monitoring Executive

Monitor and analyze financial transactions to detect suspicious activity, ensuring compliance with AML regulations and company policies.

Key Responsibilities

1. Conduct real-time and post-transaction monitoring to detect fraudulent activities.
2. Investigate flagged transactions, analyze risk patterns, and report suspicious activity.
3. Ensure compliance with Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) regulations.
4. Collaborate with internal compliance teams and regulatory authorities to address fraud concerns.
5. Document investigation findings, maintain audit trails, and prepare reports for stakeholders.
6. Assist in refining and improving monitoring strategies based on evolving threats and trends.
7. Provide recommendations to enhance fraud detection systems and internal controls.

Required Skills and Qualifications:

Must-Have:

• Bachelor’s degree in Finance, Business, Risk Management, or a related field.
• 1-3 years of experience in transaction monitoring, AML, or fraud investigation.
• Strong analytical skills with attention to detail in identifying transaction anomalies.
• Familiarity with AML regulations and compliance frameworks (e.g., FATF, BNM, MAS).
• Excellent problem-solving and investigative abilities.
• Ability to handle sensitive data with confidentiality and integrity.
• Strong communication skills to collaborate across departments.

Nice-to-Have:

• Professional certification in AML (e.g., CAMS, ICA).
• Experience using transaction monitoring software and risk analytics tools.
• Knowledge of digital payments or fintech fraud trends.
• Prior experience in the banking, fintech, or financial services industry.