Why PayNet / Why Now
- Shape how Malaysia’s national payments infrastructure connects beyond borders, safely and at scale
- Influence real product and platform decisions early by bringing the operational reality into design
- Operate at the intersection of regulators, global partners, and domestic participants where judgment matters
- Help PayNet expand cross‑border services without compromising stability, compliance, or trust
- Step into a role with clear ownership, where your decisions directly affect launch outcomes and participant readiness
TL;DR
- Own operational solutioning for PayNet’s cross‑border and partner payment services
- Decide how global standards, regulations, and partner models translate into local execution
- Influence product and platform design by representing operational realities early
- Drive readiness, governance, and adoption across participants and internal teams
Why This Role Matters
- Ensures cross‑border payment initiatives are scalable, compliant, and operationally sound
- Acts as the operational lens that prevents downstream risk and rework
- Translates regulatory and partner complexity into executable PayNet services
- Protects trust in national payment infrastructure as services expand beyond borders
What You Will Actually Do
- Shape end‑to‑end operational and technical solutions for cross‑border partner linkages
- Decide trade‑offs across risk, scalability, compliance, and participant readiness
- Represent Operations in product and process design, influencing early decisions
- Lead proof‑of‑concepts and production readiness to ensure launch‑day stability
- Build and govern documentation that is audit‑ready, clear, and operationally usable
Examples of This Role in Practice
- Evaluating a new cross‑border partner model and defining required controls before launch
- Challenging a product design that creates downstream settlement or reconciliation risk
- Leading readiness reviews across banks to determine phased vs full‑scale rollout
- Translating regulatory updates into concrete operational and documentation changes
- Designing workflows that balance participant experience with PayNet’s risk posture
What Will Help You Succeed
- Strong understanding of Malaysia’s payments ecosystem, especially cross‑border or DuitNow
- Proven ability to analyse workflows, regulations, and system impacts end‑to‑end
- Confidence making decisions amid ambiguity and incomplete information
- Clear written and verbal communication with technical and non‑technical stakeholders
- Curiosity, grit, and integrity when navigating complex, multi‑party environments
About the Company
Payments Network Malaysia Sdn Bhd
Embark on an exciting career journey with Payments Network Malaysia Sdn Bhd (PayNet), the heartbeat of Malaysia's financial markets!
As the national payments network and a pivotal infrastructure for Malaysia’s dynamic financial markets, PayNet is a linchpin in advancing the nation’s digital economy.
Our comprehensive suite of retail payment solutions - encompassing DuitNow (QR and P2P), JomPAY (Bill Payments), FPX (Online), MyDebit (Domestic Debit), MEPS (ATM), and IBG (Interbank GIRO) - not only offer wide accessibility but are seamlessly integrated into the fabric of daily life in Malaysia. These services have revolutionised the way Malaysians handle financial transactions, marking a significant leap in consumer convenience and efficiency.
At PayNet, our focus is on providing a safe, efficient, and innovative payments system. We are dedicated to improving and managing payment services that meet the evolving needs of consumers and businesses. Our work ensures the stability and reliability of Malaysia’s financial system, supporting the growth of the economy.
Learn more about our work and how we are contributing to Malaysia's financial future at www.paynet.my.
Join us in embracing digital payments and advancing Malaysia's financial landscape.