About Direct Lending

Direct Lending is a profitable Malaysian fintech providing simple and responsible financing to consumers in Malaysia. We operate a personal financing marketplace, primarily for civil servants, connecting borrowers with 10+ licensed lenders to help them search, apply and obtain financing that best suits them. We have disbursed over RM800 million through this marketplace since 2016, with over 10,000 5-star Google reviews — a reflection of how seriously we take customer experience. That's the bar. Success here isn't measured by how many calls you make. It's measured by the impact you create for customers.

Why Join Direct Lending?

• Competitive compensation with uncapped group and individual performance incentives. EPF, SOCSO, annual leave, and medical benefits
• Inbound only — no cold-calling, no site visits. All customers come to us through our online platform. Your job is to help people who are already looking for help, not to chase those who aren't.
• Mission‑driven job satisfaction. Helping customers to obtain financing most suitable to them so that they can achieve their dream or address emergency needs
• High growth and career advancement opportunities within a flat & open office culture
• Gain first-hand experience in an area that impacts everyone’s life – credit & finance while making a positive impact on the society
• Casual dress code & hybrid working arrangement. Modern/cool office, pantry available with free snacks/coffee/tea, office next to MRT (TTDI station)

About The Opportunity

We are hiring an experienced Loan Consultant who is passionate about helping people secure financing that fits their needs. You will assess loan eligibility, communicate with customers across our online platform, and deliver a remarkable borrowing experience.

We are open to two tracks within this hiring round:

Track 1 — Senior Loan Consultant (Assistant Team Lead). Senior individual contributor plus structured responsibility to support the Team Lead in guiding the team, stepping in as Team Lead cover when needed, and helping new team members ramp up.

Track 2 — Senior Loan Consultant. Senior individual contributor focused on personal performance and customer experience. No team leadership responsibilities.

You can indicate which track you are interested in when you apply. We will discuss fit during the interview process and confirm the track at the offer stage.

Your Core Responsibilities

• Assist incoming customers throughout the loan process, from enquiry, loan eligibility checks, documentation to disbursement of funds
• Handle only inbound enquiries from our online platform — no site visits or cold‑calling
• Understand customers’ financing needs and recommend financing products that are most suitable to them. Follow-up diligently and deliver a remarkable borrowing experience for each customer
• Familiar and apply the company and lender’s lending criteria in assessing customer loan eligibility
• Maintain proactive follow up with customers to ensure a smooth & seamless application experience
• Identify and communicate feedback from customers with the team for continuous improvement
• Assist in marketing and brand awareness campaigns
• Assist team lead in guiding & supporting team members to achieve departmental goals & service standards (for track 1)

Who You Are

• Customer-first mindset and keen to help people in solving their problems
• Attention to detail, organised, team player, hungry to learn, result orientated and good sense of urgency
• Communication: Good command of English and Bahasa Malaysia. You explain things clearly. You write professionally. You can have difficult conversations with customers without losing patience..
• Ownership: You take responsibility for your cases and your customers. You don't wait to be told to follow up. When something goes wrong, you fix it and learn from it. Enjoy solving problems and dare to challenge conventional thinking
• Experience in customer services and/or credit will be an added advantage
• No finance and credit experience are welcome to apply. Training will be provided.
• Track 1 candidates specifically: Comfortable stepping in for the Team Lead. Able to coach peers without being heavy-handed. Calm in escalations.

Working at Direct Lending

We value direct communication, evidence-based decision-making, and people who take ownership without being told. Our values are:

• Right thing, always — act with integrity
• Ownership — own outcomes, not tasks
• One team — collaborate, never silo
• Today's best is tomorrow's benchmark — improve continuously
• Serve customers first — every decision starts with the customer

Ready to help 10,000+ customers find their next ‘yes’?

Apply now and help us build the most trusted lending experience in Malaysia.