Legal & Compliance Manager

🎯 The Opportunity

Direct Lending is an award-winning Malaysian fintech enabling responsible borrowing (7,000+ 5★ reviews, 2,000+ partners, RM600m+ disbursed). We seek a hands-on Legal & Compliance Manager to keep us fully compliant while enabling growth.

✨ Why Join Us?

• Make an impact: Build and own the legal & compliance function in a scaling fintech.
• Autonomy & ownership: Report to Founder; be the go-to person for legal, contracts, and compliance.
• Execution culture: Lean team, open communication, fast decisions.
• Growth exposure: Play a key role in investor negotiations, due diligence, new product launches.
• Hybrid flexibility: Hybrid work environment, office next to MRT TTDI; snacks, coffee, tea.

💼 What You’ll Be Doing

Legal Documentation & Contracts

• Draft/review/manage: customer financing T&Cs, merchant/partner agreements, NDAs, investment docs.
• Maintain clause library and contract repository; standardise templates & playbooks.

Regulatory Compliance & Governance

• Ensure compliance with AMLA, PDPA, Moneylenders Act, Consumer Credit Act (when in force) and other applicable regulations.
• Develop and implement an effective legal compliance program, including policies, procedures, and internal controls.
• Track changes; update policies, procedures, controls, and train staff. Own issue/breach register, complaints log, and corrective action follow-through.

Regulatory Liaison & Reporting

• Prepare and submit compliance reports to relevant regulatory bodies in an accurate and timely manner. Act as the main contact point for regulatory inquiries, inspections, and audits.

Fundraising & New Business Support

• Support fundraising activities, including reviewing investor agreements, coordinating legal due diligence, and managing data rooms.
• Advise management on legal/compliance implications of strategies and new products.

Training & Awareness

• Develop and deliver compliance training programs to all employees to ensure awareness and adherence to legal and regulatory requirements.

✅ Are You The One?

• Minimum 5 years of relevant legal and/or compliance experience, ideally in financial services, banking, or fintech.
• Execution-focused with the ability to balance compliance integrity and business needs.
• Strong understanding of PDPA, AMLA, Moneylending Act and Consumer Credit Act (when in force), proven experience drafting and reviewing commercial agreements.
• Excellent communication, negotiation, and stakeholder management skills.
• High attention to detail, strong analytical ability, and capable of working independently.

If not you, who? If not now, when?

Send us your CV with a cover letter to careers@directlending.com.my and tell us more about your career aspirations. We regret that only shortlisted candidates will be notified.