💼 Company Description
Direct Lending is a pioneering digital lending platform founded in 2016 with the mission to provide safe, accessible, and affordable financing to underserved communities in Malaysia. With a focus on financial inclusion, the platform connects borrowers with over 30 reputable financing providers and has facilitated RM600M+ in financing to date. Recognized with multiple awards, including the Malaysia Fintech Frontier Awards 2023 - Top Rising Star, Direct Lending continues to innovate with offerings like Malaysia’s first Syariah-compliant auto service financing and support for micro-SMEs. The company collaborates with 2,000+ merchants and agents, earning a strong reputation backed by 8,000+ 5★ Google reviews. Direct Lending’s team of 70 professionals is driving positive change to reshape financial inclusion in Malaysia.
🎯 Role Description
This is a full-time hybrid role for a Financial Operations Analyst based in TTDI, Kuala Lumpur, with the flexibility to work from home once a week. This role is ideal for someone who values precision, ownership, and fast learning in a lean fintech environment. You will be responsible for keeping daily finance ops tight and accurate by reconciling loan flows between systems and banks, process payments, maintaining clean books, supporting monthly reporting, and assisting with audit, compliance, and fundraising tasks. Additional responsibilities include collaborating with internal and external stakeholders, streamlining financial processes, and supporting key operational decisions through actionable insights.
🚀 Why Join Us?
- High growth opportunity: Learn FP&A, investor reporting, and product‑finance as you grow
- Make a real impact: Help build financial inclusion in Malaysia
- Culture: Flat, open, fast-paced. Hybrid work, casual dress, free snacks/coffee/tea, office next to MRT TTDI
🛠️ Key Responsibilities
Daily Ops & Reconciliation
- Perform daily reconciliation of loan disbursements/repayments between the loan management system and bank statements; investigate and resolve variances quickly.
- Maintain reconciliation logs, supporting schedules, and audit trails.
Payments & AP
- Prepare and process supplier/vendor payments (bank portals/FPX), ensure approvals, documentation, and coding are in order.
- Maintain vendor master data, credit terms, and ageing; handle basic vendor queries.
Bookkeeping & Reporting
- Record daily journals, accruals, and adjustments; maintain clean ledgers.
- Assist in month‑end close and prepare management reporting packs (P&L, BS, CF) with schedules.
Audit & Compliance Support
- Compile audit deliverables, sampling support, and confirmations; track and close open items.
- Support compliance tasks (e-invoicing basics, SST/WHT documentation, filing support) with proper records retention.
Investor & Fundraising Support
- Help prepare investor update data, KPIs, and simple dashboards.
- Assist in due diligence checklists, data room organisation, and document version control.
✅ Requirements
- 1–2 years of experience in Financial Operations (fresh grads with similar job scope of internship experience are welcome to apply).
- Solid grasp of double‑entry, reconciliations, and month‑end basics.
- Proficient in Excel/Google Sheets (pivot tables, XLOOKUP/VLOOKUP, SUMIFS; basic charts).
- Meticulous, trustworthy, and deadline‑driven; thrives in a lean, execution-focused team.
- Attention to detail, problem-solving ability, and organizational skills
- Strong Analytical Skills and experience in analyzing data for operational and financial decision-making
- Bonus points: exposure to fintech/financial services sector, e‑invoice/SST/WHT basics, accounting software (QuickBooks/Xero/SQL)
If not you, who? If not now, when?
Send your CV with a cover letter to careers@directlending.com.my and let us know what excites you about this role. We regret that only shortlisted candidates will be notified.
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