The Mission
Direct Lending is a fast-growing, award-winning lending fintech on a mission to empower people's lives with simple and responsible financing. Having built a sustainable, profitable foundation, we are now entering a scaling-up phase. Our roadmap is clear: scale our needs-based financing, grow our revenue 5X and become IPO-ready by 2030.
We are looking for a Financial Operations Analyst to be the engine room of our finance function. You will work closely with the Financial Controller to ensure our financial data is accurate, our reconciliations are tight, and our month-end close runs like clockwork. This is a high-ownership role for someone who takes pride in getting the details right.
Why Join Direct Lending?
- Real Ownership from Day One: You won't be a back-office number cruncher. You will own critical reconciliation and reporting processes that directly support the company's growth and IPO journey.
- Front Row to a Fintech Scaling Story: Work directly with the Financial Controller in a profitable, fast-growing fintech. You will see how a real financial machine is built from the inside.
- Grow with the Company: As we scale, this role grows with you. The right candidate will have opportunities to take on greater responsibilities as the finance team expands, including FP&A and investor relationships.
Your Core Responsibilities
1. Daily Operations & Reconciliation
- Perform daily reconciliation of loan disbursements and repayments between the loan management system and bank statements.
- Investigate and resolve variances quickly and accurately.
- Maintain reconciliation logs, supporting schedules, and audit trails to ensure clean and traceable records.
2. Payments & Accounts Payable
- Prepare and process supplier and vendor payments via bank portals and FPX, ensuring all approvals, documentation, and coding are in order.
- Maintain vendor master data, credit terms, and ageing schedules; handle vendor queries professionally.
3. Bookkeeping & Reporting
- Record daily journals, accruals, and adjustments; maintain clean and accurate ledgers.
- Assist in month-end close and help prepare management reporting packs covering P&L, balance sheet, and cash flow with supporting schedules.
4. Audit & Compliance Support
- Compile audit deliverables, sampling support, and confirmations; track and follow through on open items to closure.
- Support compliance tasks including e-invoicing, SST and withholding tax documentation, filing support, and records retention.
Who You Are
- 2–3 years of experience in accounting, finance operations, or reconciliation, ideally in a fintech, financial services, or high-transaction-volume environment.
- Degree in Accounting or Finance, or currently pursuing ACCA/CPA qualification. Proficient in Excel/ Google Sheets.
- Detail-oriented with a strong sense of ownership — you notice discrepancies, you investigate, and you close the loop.
- Comfortable working with numbers daily and managing multiple tasks without dropping the ball.
- Systems-curious — you pick up new software and tools quickly and are comfortable working with data.
- Honest and reliable — in fintech, the integrity of financial data is everything.