Senior Product Analyst

About Us:

CapBay operates an award-winning Supply Chain Finance and Peer-to-Peer (P2P) Financing platform. We facilitate inclusive business financing, using existing trade data and relationships. Through our proprietary credit-decisioning model, businesses of all sizes can obtain short-term financing while banks and investors can participate in high-quality financing deals. You can find out more about us at www.capbay.com

Product Analyst

About the Role

We are seeking a Product Analyst who is excited about developing and innovating financing solutions that meet market needs. As part of this role, you will be responsible for assisting with and leading the product development cycle for CapBay’s financing products and translate data into insights that drive product decisions, improve customer outcomes, and manage financial and risk performance.

This position requires you to have strong problem solving and analytical skills, the ability to think outside the box and with great interpersonal skills to manage both internal and external stakeholders. In this role, you will get to understand multiple aspects of the business, including the commercial, credit, operational, risk, legal and product development matters.

Key Responsibilities:

In this role, you will be expected to:

• Business performance management by first defining strategic business goals, then translated into operational plans and goals. Subsequently to track, analyzing performance, and make adjustments when necessary.
• Lead the discussion with all internal stakeholders on New Product Programs or enhancing existing Product/Programs.
• End to end execution to any changes in product program, to take ownership to plan, execute and manage all program development pertaining to the product and to work with various relevant stakeholders for deliverables.
• Negotiate and work with external stakeholders/ partners to deliver relevant program, this will include regulatory bodies Securities Commission and Masyref.
• Translate business acumen and product insights into programs that result in desired behavioural shifts and incremental loan book size.
• Collaborate with Sales channels by communicating value and unique selling point of the programs, drive new or enhancing the product / program, engagement deliverables to our customers and the use of data analytics capabilities for tracking of program success metrics.
• Manage budget allocated and the product P&L.
• Adherence of all processes & procedure requirements, internal and external regulatory requirements.

Key Qualifications & Requirements:

We are looking for someone who is:

• Bachelor’s degree in any field with strong interest and see opportunities in offering innovative financing solutions.
• Min 2 years of working experience in Supply Chain Financing is preferred.
• Good understanding of supply chain finance and trade finance-related products. Someone with a good credit knowledge is ideal.
• Demonstrate sharp problem-solving, critical thinking, creative thinking skills, and always come with a user-centric mindset.
• A self-starter and someone who is open-minded, takes initiatives, and makes things happen.
• Able to work with both cross-functional teams and independently in delivering goals, with minimal supervision.
• Ability to effectively prioritize and execute multiple projects under timeline pressure.

Our Achievements 🏆

• Top 200 Global Fintech Companies – CNBC
• EY Emerging Entrepreneur Of The Year
• Fintech Start-up of the Year Malaysia – The Asset's Triple A Digital Awards
• Best Fintech for Plug & Play Tech Center
• Best FinTech Platform for Supply Chain Finance – The Asian Banker
• Finalist at Global FinTech Hackcelerator and featured at Singapore Fintech Festival

Apply now and be part of CapBay’s growth story! 🚀