Business Analyst (E-Payment) (20704005090102025)(2)

Job Title : E-Payment Business Analyst

Position type : Full time

Place of work : Bangkok, Sathorn district

Department/Function : E-payment Department

Reporting to Title : Head of Department

Company:

BRED IT (Thailand) Ltd.is a wholly owned subsidiary of the French bank BRED Banque Populaire based out of Paris (BPCE Group).

BRED IT was established in 2008 with the objective to become the IT hub for BRED Group Commercial Banks in South East Asia, Pacific Ocean, and the Horn of Africa areas.

In parallel, BRED IT has expanded its activities since 2011 to also provide remote IT services to Paris Headquarters.

Today, with more than 200 employees, BRED IT fully supports Banque Franco Lao in Laos, BRED Bank Cambodia, BRED Bank Vanuatu, BRED Bank Solomon Islands, BRED Bank Fiji and Banque pour le commerce et l’industrie Mer Rouge (BCIMR) in Djibouti:

BRED IT hosts and manages all layers of BRED International Banks Information Systems: From Infrastructures to Applications (Core Banking, Internet/Mobile Banking, E-Payments…), on a 24x7 basis.

Half of the activity is currently performed for BRED Headquarters, with a focus on Projects (built with Java, COBOL, PHP, DataStage) and Production/Devops.

We are a unique company, thanks to our identity and our history: We place our expertise at the service of BRED Group and develop our activities with an entrepreneurial structure.

By putting BRED group best interests first, it allows us to deliver tailor-made solutions with high value-added.

Mission:

We are looking for a highly motivated candidate to handle or take part in projects for Electronic Payment systems (ATM, POS, Cards, VISA, Mastercard). The E-Payment Business Analyst must be able to gather requirements from the banks, conduct a technical and/or business analysis, plan the implementation up until delivery, manage unit testing and deployment.

The candidate will assist and support the Project Manager in their different tasks including all the testing and certifications phases. Following experience and skills. Business Analyst could handle his/her own projects.

Key Responsibilities:

• Analyze Banks requirements, write specifications and plan for solutions implementation.
• Elicit, document, and validate functional and non-functional requirements for E-Payment products (ATM and/or POS systems, Cards system, Payment Gateway integration).
• Define product features, pricing, settlement flows, reconciliation, chargeback and dispute processes.
• Map and optimize end-to-end payment journeys (onboarding, authorization, clearing/settlement).
• Support API/ISO8583 integration specifications and testing with external payment service providers, card schemes and payment gateways.
• Work closely with Project Manager to handle projects and organize steering committees.
• Support QA in defining test plan and scope (integration, performance, regression) and help on performing preliminary end-to-end testing to ensure the quality of the project’s deliveries.
• Create and maintain documentation on E-Payment systems and processes.
• Continuously upgrade knowledge on new E-Payment technologies and schemes (VISA, MasterCard, UPI, JCB, AMEX).

Required Education & Experience:

• University degree in IT.
• Minimum 4 years in a similar IT position.
• Good level in English (writing and speaking).

Required competencies:

• Strong analytical mind and technical background in E-Payment technologies.
• Effective soft skills: stakeholder management, communication, presentation and relationship management skills to interact with banks management, vendors and technical team.
• Knowledge in technical skills, being able to handle the projects end to end.
• Problem solving and detail oriented.
• Experience in project management and methodology.

Extra appreciated competencies:

• Experience with E-Payment technologies: ATM and/or POS systems, Cards system, Payment Gateway
• Understand the E-Payment concepts (acquiring, issuing, online transaction, dual message), and payment lifecycle: authorization, clearing, settlement, reconciliation, chargebacks.
• Familiar with API management (REST, SOAP, XML interfaces)
  • Experience with card schemes (VISA, Mastercard and/or Union-Pay) and certification process.
• Knowledge of EMV Standards and International Standards (PCI-DSS, VISA, MasterCard, UPI …).
• Knowledge of Core Banking systems.

What we offer:

• Attractive compensation (includes fixed and performance bonus)
• Hybrid working mode with 2 days work from home per week with flexible working hours
• Additional 10 days of work from anywhere per year
• Work from home allowance for you to buy equipment to facilitate working at home
• Standby and Overtime allowance for Level 2 support employees who are required to work on a 24x7 basis
• Annual leave from 14-25 days
• Provident Fund with competitive company contribution rates starting from 6% up to 12%
• Medical insurance and life insurance covering employee and dependent; spouse and child or children from your first day
• Outpatient Department (OPD) coverage of 2,500THB per visit for 31 visits per year.
• In Patient Department (IPD) coverage.
• Dental Care coverage of 4,000THB per year.
• Eye Care coverage of 5,000THB per year.
• Employee Assistance Program (EAP) providing mental support for colleagues to release stress and alleviate employee life problems.
• Learning and Development benefits.
• Staff wellness program and monthly activities.
• Annual Health checkup benefits